Original blog published on June 13th 2023 Updated on October 9th, 2026
In North Texas, it’s not a matter of if hail hits your roof, it’s when. The other thing you can be sure of, that right behind every big storm, comes a wave of trucks, yard signs, and strangers knocking on doors with free roof quote offers. Some roofers are honest, but many are not. And they will be three states away by the time your roof starts leaking.
Your roof is the single most important part of your home’s structure. It protects everything underneath it: your family, your belongings, and one of the biggest investments you’ll ever make. Hiring the wrong roofer can cost you thousands, void your warranty, and even put your insurance claim at risk.
Here’s something most homeowners don’t know: Texas does not require roofers to hold a state license. Anyone with a ladder and a pickup truck can call themselves a roofer. That means the job of vetting a contractor falls on you.
The good news? A few simple checks can help you tell the pros from the pretenders. Here’s what to look for.
If you want to avoid a bad roofing experience in Dallas–Fort Worth; hire a local, insured roofer with a long track record and strong reviews. A company with the most reviews aren’t always the best either, some companies buy bulk reviews. Be sure to read their reviews and get a consensus. Get everything in writing, never let a contractor waive or cover your insurance deductible (it’s illegal in Texas), and be cautious of door-to-door salespeople who show up after a storm.
Does the roofer carry active liability insurance? A legitimate roofing company will hand over proof of insurance without hesitation. Ask for a certificate of liability insurance and check the active dates. You want coverage that runs year-round, not a policy that has lapsed. Why you need this information? If someone gets hurt on your property or your home is damaged during the job, their insurance (not yours) should cover it.
Why should you hire a local Dallas–Fort Worth roofer? A roof warranty is only as good as the company behind it. If an out-of-town crew finishes your roof and leaves the state, who do you call when it leaks next spring? A local roofer has roots here. They know North Texas weather, local building codes, and what it takes to stand up to hail and high winds. We’ll still be here years from now to honor our warranty.
Roofing Solutions DFW has served North Texas homeowners for decades. We care about our community because this is our home, too.
Should you trust door-to-door roofing salespeople? Be cautious. After a hailstorm, door knockers flood Dallas–Fort Worth neighborhoods. Many are storm chasers who follow bad weather from state to state. Instead of hiring whoever knocks, get referrals from people you trust:
Then look up the company’s reviews online. A little research up front can save you a lot of headaches later.
Can a roofer pay or waive your insurance deductible in Texas? No. It is illegal in Texas for a contractor to waive, rebate, or absorb your insurance deductible. State law also requires you, the policyholder, to pay it. This protection started as House Bill 2102, passed in 2019, and today lives in the Texas Business and Commerce Code (Section 27.02) and Texas Insurance Code (Chapter 707). Your insurance company can ask for proof that you paid your deductible. A roofer who makes this offer isn’t doing you a favor. They’re putting you at risk. A homeowner who knowingly accepts a “free roof” can be treated as taking part in insurance fraud under Texas Penal Code §35.02.
Can a roofer handle your insurance claim for you? No. A roofing contractor may inspect, document, meet the carrier’s adjuster, and supply estimates, invoices, and technical data. Texas law doesn’t allow a contractor working on your home to act as your public insurance adjuster or negotiate your claim on your behalf.
Is the lowest roofing bid really the best deal? Not usually. Wanting a fair price makes sense, and it’s understandable that you’ve got a budget you want to stay in. Remember, a roof is a long-term investment, not a bargain purchase. A bottom tier bid often means cheaper materials, rushed installation, or an uninsured crew. Saving on the cost today can mean paying for roof repairs, or a whole new roof before you should. Quality materials and professional installation may appear to cost more up front, but it will save you money in the long run.
Always get the agreement in writing before work starts. A solid roofing contract should spell out:
PRO TIP: Never pay the full amount upfront. Final payment should come only after the work is complete.
Past work is the best predictor of future work. Before you sign anything:
Roofing Solutions holds an A+ rating with the Better Business Bureau, backed by years of happy North Texas customers.
Do roofers need a license in Texas? No. Texas does not require a state license for roofing contractors. That’s why checking insurance, reviews, and local reputation matters.
How can I spot a storm chaser roofer? Watch for out-of-state license plates, door-to-door pitches right after a storm, pressure to sign the same day, and offers to cover your deductible.
Is it illegal for a roofer to waive my deductible in Texas? Yes. Texas law prohibits contractors from waiving, rebating, or absorbing a homeowner’s insurance deductible, and it requires the policyholder to pay it.
What questions should I ask a roofer before hiring them? Ask for proof of liability insurance, how long they’ve been in business locally, what warranty they offer, and whether they’ll put the full scope, materials, timeline, and payment terms in writing.
Our friends and neighbors in North Texas deserve the highest standard. If you have questions about your roof, storm damage, or a roof replacement, we’re here to help. Call Roofing Solutions DFW at 97BESTROOF or email RoofPro@roofingsolutions.net to schedule your inspection.
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